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Open House. Open House on Sunday, October 1, 2023 2:00 PM - 4:00 PM

Please visit our Open House at 310 LONDON Terrace in Ottawa. See details here

Open House on Sunday, October 1, 2023 2:00 PM - 4:00 PM

Rarely available 3 Bed Stacked Townhome in the Upper East Side community of Manor Park East. This freshly painted home with 9' flat ceilings, offers everything you need for comfortable living. The family chef will enjoy the Shaker style kitchen cabinetry with a pantry, SS appliances, black Granite countertops, a spacious eat-in island with large pull-out drawers. The inviting living/dining room features hardwood, new custom blinds, gas FP, pot lights. The French door & its collapsible screen door leads to the rear deck & patio and easy access to parking. New carpeted stairs lead to the lower level where you will find a bright primary bed with his & hers closets and 2 other beds. The main bath & laundry complete that level. The proximity of the Aviation/Ottawa River parkways is perfect for walking, jogging, or cycling. Pet owners will enjoy taking their dog at the local park where their furry friend can roam freely. Steps to park with play structures. 24 Hours Irrevocable On All Offers. (id:2493)

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Open House. Open House on Sunday, October 1, 2023 2:00 PM - 4:00 PM

Please visit our Open House at 310 LONDON Terrace in Ottawa. See details here

Open House on Sunday, October 1, 2023 2:00 PM - 4:00 PM

Rarely available 3 Bed Stacked Townhome in the Upper East Side community of Manor Park East. This freshly painted home with 9' flat ceilings, offers everything you need for comfortable living. The family chef will enjoy the Shaker style kitchen cabinetry with a pantry, SS appliances, black Granite countertops, a spacious eat-in island with large pull-out drawers. The inviting living/dining room features hardwood, new custom blinds, gas FP, pot lights. The French door & its collapsible screen door leads to the rear deck & patio and easy access to parking. New carpeted stairs lead to the lower level where you will find a bright primary bed with his & hers closets and 2 other beds. The main bath & laundry complete that level. The proximity of the Aviation/Ottawa River parkways is perfect for walking, jogging, or cycling. Pet owners will enjoy taking their dog at the local park where their furry friend can roam freely. Steps to park with play structures. 24 Hours Irrevocable On All Offers. (id:2493)

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New property listed in Ottawa

I have listed a new property at 310 LONDON Terrace in Ottawa. See details here

Rarely available 3 Bed Stacked Townhome in the Upper East Side community of Manor Park East. This freshly painted home with 9' flat ceilings, offers everything you need for comfortable living. The family chef will enjoy the Shaker style kitchen cabinetry with a pantry, SS appliances, black Granite countertops, a spacious eat-in island with large pull-out drawers. The inviting living/dining room features hardwood, new custom blinds, gas FP, pot lights. The French door & its collapsible screen door leads to the rear deck & patio and easy access to parking. New carpeted stairs lead to the lower level where you will find a bright primary bed with his & hers closets and 2 other beds. The main bath & laundry complete that level. The proximity of the Aviation/Ottawa River parkways is perfect for walking, jogging, or cycling. Pet owners will enjoy taking their dog at the local park where their furry friend can roam freely. Steps to park with play structures. 24 Hours Irrevocable On All Offers. (id:2493)

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New property listed in Ottawa

I have listed a new property at 5 EQUESTRIAN DRIVE in Ottawa. See details here

OH Sunday Jun 25 2-4PM. Looking for a family home with space for everyone? Located in the heart of Bridlewood this freshly painted 3 plus 1 bed and 3 full baths will hit all the boxes. In addition to a separate living room, the main offers a family rm with a 2 story high ceiling, soaring windows & floor to ceiling wood fireplace. The updated stylish kitchen with gorgeous GRANITE countertops, large island, pantry & high cabinetry with glass doors & in-unit lights, is sure to please. From the adjoining DR, patio doors leads to the private backyard. The large main bedroom & its renovated full ensuite, 2nd full bath and 2 good size bedrooms complete the upper level. Large families will appreciate the multi-level lower level with its additional 4th bed, rec/TV room, laundry rm, 3rd full bath, large utility/storage. Updates: Furnace/AC 2016; Updated windows. Bonus: Parking for 3 cars + garage. Close to Schools, steps to shopping/transit, Parks/Trails & more! 24 Hr irrevocable on all offers. (id:2493)

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Open House. Open House on Sunday, June 25, 2023 2:00 PM - 4:00 PM

Please visit our Open House at 5 EQUESTRIAN DRIVE in Ottawa. See details here

Open House on Sunday, June 25, 2023 2:00 PM - 4:00 PM

OH Sunday Jun 25 2-4PM. Looking for a family home with space for everyone? Located in the heart of Bridlewood this freshly painted 3 plus 1 bed and 3 full baths will hit all the boxes. In addition to a separate living room, the main offers a family rm with a 2 story high ceiling, soaring windows & floor to ceiling wood fireplace. The updated stylish kitchen with gorgeous GRANITE countertops, large island, pantry & high cabinetry with glass doors & in-unit lights, is sure to please. From the adjoining DR, patio doors leads to the private backyard. The large main bedroom & its renovated full ensuite, 2nd full bath and 2 good size bedrooms complete the upper level. Large families will appreciate the multi-level lower level with its additional 4th bed, rec/TV room, laundry rm, 3rd full bath, large utility/storage. Updates: Furnace/AC 2016; Updated windows. Bonus: Parking for 3 cars + garage. Close to Schools, steps to shopping/transit, Parks/Trails & more! 24 Hr irrevocable on all offers. (id:2493)

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What Is the Difference Between Mortgage Default Insurance and Life Insurance?

Purchasing a home comes with plenty of ongoing financial commitments, from property taxes to seasonal upkeep. Home insurance is an expense most homeowners are familiar with – and when you’ve made the biggest financial investment of your lifetime, it’s vital to protect it, your belongings, and your liability. However, a cost often overlooked by buyers – and especially first-timers – is the need to insure your mortgage in addition to your physical real estate.

Mortgage insurance tends to be a confusing topic for Canadian home buyers as there are three main types they should be aware of: mortgage default insurance, mortgage life insurance, and traditional life insurance.

Here’s how these mortgage insurance types differ, and whether they may be the best fit for your home purchase.

Mortgage Default Insurance (a.k.a. CMHC Insurance)

Mortgage default insurance is mandatory coverage for buyers who pay less than 20% down on their home purchase. The beneficiary is your mortgage provider – should you become unable to cover your payments and default on your mortgage loan, the lender won’t be on the hook for the financial loss.

Why do I need mortgage default insurance?

If you’re paid less than 20% down on your home, you are classified as a higher-risk mortgage borrower (also referred to as a high-ratio or non-conventional borrower). Because you have less equity in your home, and are likely taking on a larger loan to afford your purchase, you pose a greater financial risk to your mortgage lender. As a result, the government requires you to take out this additional coverage and essentially pay for your own risk.

There are also limitations on what type of properties can be insured against mortgage default in Canada, meaning they cannot be purchased with less than a 20% down payment. They include:

  • Homes priced over $1 million
  • Rental properties
  • Mortgages with an amortization over 25 years

Canadians may also have only one high-ratio mortgage at a time; if you currently have one, you cannot purchase a second property and pay less than 20% down.

Where do I get mortgage default insurance?

Mortgage default insurance will be applied for on your behalf by your lender from one of three providers. The most common is the Canada Mortgage and Housing Corporation (CMHC). This is a taxpayer-backed Crown Corporation that also acts as the national regulator for mortgage insurance and premium pricing. In fact, the CMHC is so synonymous with mortgage default coverage that it’s often unilaterally referred to as “CMHC insurance”.

However, the CMHC only covers roughly 50% of high-ratio mortgages in Canada – the other half are covered by two private insurers, Genworth Financial and Canada Guaranty. While these insurers operate autonomously, they almost always follow the same pricing and criteria set by the CMHC.

Related Read: CMHC Mortgage Insurance Hikes to Come

How much does mortgage default insurance cost?

The premiums for this coverage are calculated based on the size of your down payment, as per below:

Loan-to-Value Premium on Total Loan
Up to and including 65% 0.60%
Up to and including 75% 1.70%
Up to and including 80% 2.40%
Up to and including 85% 2.80%
Up to and including 90% 3.10%
Up to and including 95% 4.00%
90.01% to 95% —


Non-Traditional Down Payment**

4.50%

Source: Canada Mortgage and Housing Corporation

For example, if you are making the minimum 5% down payment on a $500,000 home ($25,000), you will be charged 4% on the remaining mortgage balance of $475,000 in mortgage default premiums. That’s an extra $19,000 you’ll need to pay over the course of your mortgage.

However, this premium will be rolled automatically into your mortgage payments, and paid according to your selected payment schedule (whether monthly, bi-weekly, or accelerated). In the above example, your mortgage default coverage will cost $63.33 per month.

It’s important to factor this additional cost into your monthly affordability when determining how much of a mortgage you can carry. It will also be considered by your lender during the mortgage qualifying process, along with your income and other existing debt obligations.

Related Read: 5 Must-Know Tips to Pay Less On Your Mortgage

Mortgage Life Insurance

Unlike mortgage default insurance, mortgage life insurance is an optional product – though it’s highly likely your lender will urge you to consider it. This is coverage that will pay the remaining balance of your mortgage in the case of untimely death for your or your partner (critical illness and accident coverage can sometimes also be added to this coverage). It sounds like a great idea, but there are some key factors to be aware of.

  • With mortgage life insurance, the benefactor is the bank. This means that the death benefit will only be used to cover the outstanding mortgage payments, and your loved ones won’t be entitled to receive any of it directly;
  • The death benefit cannot be used to supplement your loved one’s incomes, or cover any of your end of life costs;
  • The amount of coverage you’re entitled to will also decrease over time, as the amount left on your mortgage shrinks.

Traditional Life Insurance

Many homeowners instead opt for a traditional life insurance policy to cover their mortgage, as it offers greater financial flexibility. First, there are a number of life insurance products to choose from, based on your age, health and financial situation – for example, you could choose to take out a 25-year-term policy for the length of your mortgage, and opt to convert it to a permanent life policy with a cash value after.

With a traditional policy, the death benefit also goes directly to the beneficiary of your choice, meaning your loved ones can use it to pay off the mortgage, supplement their standard of living, and even save for retirement. It’s an option that offers greater control and peace of mind.

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New property listed in Ottawa

I have listed a new property at 15 ATOP LANE in Ottawa. See details here

Be the FIRST to move into beautiful EQ townhome (Pandora model) with approx. 1493 sqft (as per EQ plan) of living space. This 3 Bed 2.5 bath home features an open concept floorplan with kitchen& eat-in counter, new SS appliances, ceramic backsplash and flooring, a combined living/dining room with beautiful hardwood. The second floor offers a large primary bedroom with 3 piece ensuite with walk-in shower & walk-in closet, 2 other good sized bedrooms with a main bathroom. The large 18' x 10' recreation room is fully carpeted for extra comfort and benefits from a large window bringing in natural light. The utilities include a cost efficient on-demand hot water system. Appliances & ceiling lights in living/dining to be installed soon. A park at the end of the street to be opened soon will be yours to enjoy. Plus all the stores (LCBO, Fresh CO. etc. and restaurants that Findlay creek offers. Rental application, Credit Score/ Report and proof of employment with recent pay stub required. (id:2493)

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I have sold a property at 801 70 Landry in Ottawa

I have sold a property at 801 70 Landry in Ottawa. See details here

LOCATION AND DESIGNED FOR FLEXIBLE LIVING! This large STUDIO in Beechwood Village was created from the original builders ONE bedroom PLUS DEN plan, approx. 706 sq. ft. (attached). The resulting unit is one BIG BRIGHT, OPEN CONCEPT, FLEXIBLE SPACE with floor to ceiling windows & hardwood and ceramic throughout. Relax on the balcony with views of the Rideau River & evening sunsets. The cook's kitchen has granite counters, plenty of storage, SS appliances and a breakfast seating area. The den is perfect for your home office or a guest sleeping area. A 3 piece bath, walk in closet, washer/dryer & the included Murphy Bed complete this space. All freshly painted and ready to move in. Locker/underground parking. No need for a gym membership! A large exercise room, indoor pool with patio and party room are all on hand. Water, Heat, AC included in the condo fees. Steps to the Rideau River/NCC paths, the shops and restaurants on Beechwood and transit. Walk to the Byward Market.

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I have sold a property at 1706 158 A McArthur Avenue in Ottawa

I have sold a property at 1706 158 A McArthur Avenue in Ottawa. See details here

Welcome to the Chateau Vanier at 158 A McArthur. FRESHLY painted with NEW laminate flooring, this 1 bed unit is perfect for first time buyers wanting to stop renting & start building equity. Located on the 17th floor, this SOUTH facing unit offers a large balcony to entertain & relax while enjoying the sunny views. The unit features a spacious living/dining room, a bedroom with large closet space, a bathroom with WALK-IN shower & a storage unit. The kitchen offers space to add a bistro table where you can enjoy your morning coffee. This well managed complex has great amenities:large SALT-WATER pool, exercice room, workshop, library & a convenience store. Located next Loblaws & an Asian Supermarket, a short walk to the Rideau river pathways with its bike & X-country ski trails & the Adawa pedestrian bridge close to Ottawa U. The generous visitor parking area offers EV charging stations. To top it off, you can relax and enjoy the PARK-LIKE gardens. Some pictures are virtually staged.

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I have sold a property at 5959  PINEGLADE Crescent in Ottawa

I have sold a property at 5959 PINEGLADE Crescent in Ottawa. See details here

Welcome to 5959 Pineglade, a popular Empire model townhome in the family oriented Chapel Hill South. This CARPET-FREE 3 beds/2.5 baths home is perfect for families. The freshly painted living/dining rooms feature HARDWOOD floors, wood FP & large window & patio door. The large kitchen offers plenty of counter space & SS appl. The 15' long primary bedr will easily fit your king-sized bed & includes a 4 pc ensuite, updated vanity & walk-in closet. 2 other spacious bdrms located at the front & main bathroom with an updated vanity, complete the upper level. The lower level family room features big windows bringing in lots of light, a small den space, and a laundry/utility space. You can easily create a THIRD Full bathroom with the existing installed shower. The fenced backyard has a large 2 tier deck with a BBQ natural gas hook-up ready for your family BBQ. IMPORTANT UPGRADES: Roofing 2021, Furnace/AC 2018, windows 2017. Steps to LongLeaf park. Some pictures are virtually staged.

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Are you considering buying a fixer-upper? While it can be a great way to save money and get a home that suits your unique tastes and needs, it’s important to know what you’re getting into before you sign on the dotted line. Here are some things to keep in mind:


1. Understand the Cost

Buying a fixer-upper can be an affordable alternative, however, it’s important to understand the potential true cost of the project before you start. To ensure that you’re aware of the necessary repairs and their associated costs, get a thorough inspection of the property. Make sure to check the quality of the foundation, roof, electrical and plumbing systems. Additionally, it’s crucial to consider the expenses for permits, materials, and labour in your final budget.

2. Know Your Limits

While DIY projects are fun and rewarding, fixer-uppers often require extensive work and time. If you’re not handy with a hammer or don’t have experience with major renovations, you may want to think twice before taking on the challenge of a fixer-upper. Hiring professionals to do the work can be expensive, but it may be necessary if you want the job done right.

3. Consider the Time Frame

Transforming a fixer-upper into your dream home can be time-consuming. If you’re on a tight schedule or have other commitments demanding your attention, a fixer-upper may not be your best choice. Make sure you have a realistic idea of how long the project will take and whether or not you have the time and energy to see it through.

4. Factor in Resale Value

If you plan to invest in a fixer-upper, ensure that it doesn’t become a financial burden by costing more than its actual value. It is possible to strike a good deal on the property, however, make sure that any renovations made will increase the property’s value in the long run. Research the market and talk to real estate professionals to get a sense of what buyers are looking for in your area and what features can help make the property stand out.

5. Have a Plan

Finally, it’s important to have a plan before you start a fixer-upper project. Without a clear plan and budget, your fixer-upper is at risk of becoming a money pit. Know what you want to achieve and how you’re going to get there. Create a budget, timeline, and list of priorities to keep you on track. With a solid plan in place, you’ll be better equipped to handle any unexpected hurdles or delays.


Fixer upper can be a great way to get into your first home. With the support of an experienced Real Estate Team you can find the real gem ready for your new vision. Give us a call. 

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New property listed in Ottawa

I have listed a new property at 530 LAURIER AVENUE W UNIT#810 in Ottawa. See details here

Downtown living at its best! With views of the Ottawa River, Park across the street and close to downtown restaurants and shopping; this is one condo you'd be happy to call home! With over 1000 Sq ft as per condo plans, this large 2 bedroom unit with hardwood throughout and IN-UNIT laundry unit, has it all. The UPDATED galley kitchen with granite counters offers a dinette area flooded with natural light from the large windows. The large living/dining area is perfect to entertain family and friends. Each bedroom is generously sized with the primary bedroom featuring a walk-thru closet leading to the bathroom. The Queen Elizabeth Towers offer great SPA like amenities including indoor pool, fitness centre, sauna, guest suites, workshop, brand new outdoor garden/patio area. 1 large parking space is included in the parkade. The condo fees include all your utilities and with the amazing amenities you can ditch your monthly gym fees. 24 hours required for all showings. (id:2493)

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New property listed in Ottawa

I have listed a new property at 70 LANDRY STREET UNIT#801 in Ottawa. See details here

LOCATION AND DESIGNED FOR FLEXIBLE LIVING! This large STUDIO in Beechwood Village was created from the original builders ONE bedroom PLUS DEN plan, approx. 706 sq. ft. (attached). The resulting unit is one BIG BRIGHT, OPEN CONCEPT, FLEXIBLE SPACE with floor to ceiling windows & hardwood and ceramic throughout. Relax on the balcony with views of the Rideau River & evening sunsets. The cook's kitchen has granite counters, plenty of storage, SS appliances and a breakfast seating area. The den is perfect for your home office or a guest sleeping area. A 3 piece bath, walk in closet, washer/dryer & the included Murphy Bed complete this space. All freshly painted and ready to move in. Locker/underground parking. No need for a gym membership! A large exercise room, indoor pool with patio and party room are all on hand. Water, Heat, AC included in the condo fees. Steps to the Rideau River/NCC paths, the shops and restaurants on Beechwood and transit. Walk to the Byward Market. (id:2493)

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New property listed in Ottawa

I have listed a new property at 158 A MCARTHUR AVENUE UNIT#1706 in Ottawa. See details here

Welcome to the Chateau Vanier at 158 A McArthur. FRESHLY painted with NEW laminate flooring, this 1 bed unit is perfect for first time buyers wanting to stop renting & start building equity. Located on the 17th floor, this SOUTH facing unit offers a large balcony to entertain & relax while enjoying the sunny views. The unit features a spacious living/dining room, a bedroom with large closet space, a bathroom with WALK-IN shower & a storage unit. The kitchen offers space to add a bistro table where you can enjoy your morning coffee. This well managed complex has great amenities:large SALT-WATER pool, exercice room, workshop, library & a convenience store. Located next Loblaws & an Asian Supermarket, a short walk to the Rideau river pathways with its bike & X-country ski trails & the Adawa pedestrian bridge close to Ottawa U. The generous visitor parking area offers EV charging stations. To top it off, you can relax and enjoy the PARK-LIKE gardens. Some pictures are virtually staged. (id:2493)

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Carbon Monoxide Safety

What is carbon monoxide (CO)?

Natural gas is safe and reliable. But if any fuel-burning equipment isn’t working properly, including your furnace, water heater or fireplace (or a blocked vent or chimney), it can release CO, a poisonous gas that can be deadly.

CO is often called the ‘silent killer’ because you can't see or smell it. Read the tips below to learn how to keep you and your loved ones safe. Then watch the short, interactive video (right) to test your CO safety smarts.


3 steps to stay safe

Protect your home with these simple actions.


1. Inspection and maintenance

Have all fuel-burning appliances inspected by a TSSA-registered contractor each year.

Remember: Never use outdoor fuel-burning equipment (generators, patio heaters, barbecues) inside your home or garage.


2. Install carbon monoxide alarms

It’s the law! Install a CO alarm near all sleeping areas. For added protection, install a CO alarm on each level of your home.

  • Test your CO alarms monthly.
  • Change batteries twice a year.
  • Check the expiration date.


3. Clear outdoor vents

Check that exhaust vents from all natural gas appliances are not blocked. Have a chimney checkup each year.

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Common Factors that Can Risk Devaluing Your Home

 
 

Understanding the factors that can risk devaluing your home and taking them into consideration can put you head and shoulders above the competition. While many of these factors are out of your control, there are some that aren’t.

5 external factors that affect home value

Prominent Infrastructure

Close proximity to power lines and power plants, commuter rails, highways, and other infrastructure could devalue your home significantly as a result of personal preference or safety and noise concerns.

One Word: Location

Many buyers are looking for a home near amenities, such as grocery stores, banks, restaurants and entertainment. Being close to good schools is also attractive to young families.

Neighbourhood Eyesores

We’ve all seen them. That one house that sticks out like a sore thumb on a tree-lined street of pristine homes: the overgrown grass, old boats, kids toys strewn all over the yard.  Not only are these things hard on the eyes, they also have a negative impact on the value of your house.

Neighbourhood Crime

Now, unless you’re going to put on a cape or join the Neighbourhood Watch, you have absolutely no effect on the crime rate in your community. The crime rate, however, does have a significant effect on your home’s value.

Splish Splash

The pool where you spent weekends relaxing in the sun with your feet up may be filled with memories for you and your family and friends, but some home buyers may dismiss a home that comes with a pool. The extra expenses and home maintenance that come along with owning one may be less attractive to buyers currently in the market.

Now, let’s talk about the things you can do to avoid losing out on big bucks!

Butt out!

It’s no secret that cigarette smoke is detrimental to your health and those around you, but did you know that smoking indoors can affect the value of your home as well? The odour, along with the yellow stain it leaves on walls and fixtures, is enough to devalue your home by 29%.

Think you spent a lot of money buying cigarettes? Consider this: On a $900,000 home, you risk losing $261,000. If you have always had trouble quitting smoking, at the very least take it outside.

Reno Disaster

Find a quality contractor with a proven track record for excellent work and don’t hire someone just because they can do it cheaper. Cheap work usually means cutting corners, which can actually be more expensive in the long-run if you need to re-hire another contractor to fix past work.

Lackluster Curb Appeal

The first impression of your home is made the second a potential home buyer drives up to it. Making a good impression can be as simple as making sure your lawn is freshly cut, your shutters and garage doors have a fresh coat of paint and your gardens are weeded and tended to.

Retro Rooms

Outdated kitchens and bathrooms can decrease the value of your home significantly. You don’t need to call in a renovation company to completely remodel the place, but adding a few modern updates can be a huge value-add. Fresh paint, new fixtures, and a new countertop may be all you need.

Furry Friends

A strong pet odour, dog and cat hair, or scratched floors will decrease home value. A solid cleaning and repair of any pet-associated damages can ensure this doesn’t happen. You may also want to consider having your pet stay with a loved one while you are trying to sell.

Personal Taste

While you may love your Parisian-inspired motif, not everyone does. While most design elements are removable, home buyers have a hard time visualizing their décor in an already decked out space. Consider simplifying your staging approach by using a minimalistic approach. A fresh (neutral!) coat of paint and some quality flooring will make all the difference.

Keeping these factors in mind, you can take steps to ensure higher value in your home. Understanding buyer’s wants and needs will also help you check all the boxes on their wish lists. Want to know more about what they’re looking for? Take a look at the top features home buyers want.

Published: August 18, 2014
Last Updated: December 13, 2022

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Saving money on your home’s utility bills: How tech can help

Forget the price of buying a home in this province; living in one can cost an arm and a leg!

Oh, and I’m not even referring to rising property taxes, insurance premiums, and how much inflation and shrinkflation sets you back to feed a family every week.

What you’re paying for utilities in Ontario can put a serious drain on your pocket.

Most Ontarians are understandably reluctant to rip open their electricity, gas and water bills each month.

You likely know about running your dishwasher and washing machine during off-peak hours whenever possible, upgrading to energy-efficient furnaces and air-conditioners (and taking advantage of rebates to offset the costs), and maybe even investing in solar to mitigate your reliance on the grid.

Off-the-shelf tech gadgets can also help make a difference to your pocket.

Here are a few hi- and low-tech moves to get you saving money on your home bills:

Smart LED lights often consume a lot less power than incandescent and florescent light bulbs, and can be scheduled to turn on and off and be controlled via app or voice.
 

Smart lighting works with your schedule

If you haven’t done so already, replace all your incandescent and fluorescent bulbs with LED lights, as they sip, rather than gulp, electricity.

Oh sure, they cost more, but you’ll save money in the long run. A 60-watt equivalent, for instance, might only be only 7.5 watts for comparable lumens with an LED light, and they can last considerably longer, which saves you even more.

There are also Wi-Fi-enabled Smart LED bulbs, which might save you even more, as you can set schedules and timers, remotely access your lights (such as turning lights off via an app), or, when coupled with room sensors, have the lights go off automatically when someone leaves the room.

Smart LEDs also let you use your voice to control them (via Amazon Alexa or Google). For as little as $70 apiece, smart speakers can be programmed with a “macro” command (sometimes referred to as a “routine”) to perform a few actions with one spoken phrase, such as “good night.” The simple command can lock your front door, set your alarm, turn off your lights, and lower your thermostat by a couple of degrees.

Smart thermostats give you greater control, and can also learn your schedule to optimize settings, saving you on your heating and cooling bills.

Wi-Fi thermostats optimize temperature automatically

Next-generation thermostats let you conveniently adjust heating and cooling settings on a phone, tablet or laptop, but they can also learn your schedule and optimize the temperature in your home automatically.

Starting at $179, a Google Nest thermostat can turn itself down when you leave the house, so you don’t waste energy on an empty home. A feature called Savings Finder suggests more ways to save by tweaking your schedule.

The upgraded Google Nest Learning Thermostat ($329) includes HVAC monitoring, which helps you identify potential issues with certain heating, ventilation and air-conditioning systems. If a potential issue is detected, an alert is sent by email or via the Google Home app. (Radiant systems, which have radiator or in-floor heating, are not supported.)

Ecobee, the Toronto-based company with the first smart thermostat on the market (back in 2007), is a major player in this space. Its smart thermostats, starting at $199 (ecobee3 lite), save you up to 26 per cent on your annual heating and cooling bill, the company says, and, so, the device pays for itself, over time.

Along with easily adjusting temperature and comfort settings from an app, a smart speaker, or via the thermostat’s 3.5-inch touchscreen, ecobee3 lite can be programmed to fit your schedule, or use wireless synced optional sensors for more precise (room-by-room) control.

You can monitor energy use in real-time, for a more efficient home.

Energy monitors keep you in the picture

The expression has it all wrong: ignorance is not bliss; information is.

After connecting it to the electrical panel, the Square D Wiser Energy Home Monitoring System from Schneider Electric (from $399) gives homeowners useful insights into activity and energy use … in real time.

Using the compatible Sense app (for iOS, Android), you can see a colour-coded view of your home’s energy use, create custom notifications (such as when devices are on or off), analyze trends, and set goals.

Even when you’re not at home, you can be alerted to leaving, say, the curling iron on in your home to assuage that fear when you go on vacation.

(There’s even a solar version of this kit.)

Plug an inexpensive smart plug into your wall's AC outlet, and then connect anything electric . . . now it can be controlled by an app, your voice, with timers and schedules.

Smart plugs put kibosh on ‘vampire’ power-suckers

You might have heard the term “vampire power,” which refers to plugged-in electronics that, while turned off, still “suck” electricity, and therefore cost you money.

Large appliances are often the culprits, but there are others, too, like televisions, sound systems, and video game consoles.

Instead, inexpensive smart plugs and power strips can give you greater control over all your devices.

For example, the TP-Link Kasa Smart Wi-Fi Plug (2-pack for $24) can switch appliances on and off with a tap on the Kasa app, plus you can set schedules and timers, or you can use your voice to ask your smart speaker to do it.

For example, set your dishwasher to run only during off-peak hours to save money on electricity costs. (Check your utility company’s rates based on on-, off- and mid-peak times, which often changes during the year.)

 

Similarly, a smart power strip lets you individually control outlets.

Some smart power strips can also cut off electricity to a couple of outlets — this is ideal for when you’re going on vacation — while other outlets on the power bar maintain the connection to the power source when turned off. For example, you don’t need power to your TV, but you’ll likely want your PVR running in the background to archive your favourite shows for you.

And, from the “duh” department, you need some appliances, such as fridges and chest freezers, to be plugged in all the time, but look for Energy Star-certified products. Appliances and consumer electronics branded with the cyan-and-white Energy Star logo have been tested and verified to be more energy efficient. You should see that familiar sticker on the box and product, itself. (When in doubt, ask a salesperson, or write to the manufacturer on their website.)

Water damage is one of the most common insurance claims. You can save money with a water sensor that can detect an issue and notify you immediately, to minimize damage.

Use these to prevent water damage

Water shut-off valves, such as Flo by Moen ($699), connect to your home’s water supply, and can detect flow rate, temperature and pressure throughout the entire home. It can detect an issue like a frozen or burst pipe, or if a child left a bathroom faucet running, and can turn it off for you and notify you via the app.

There are no monthly fees, and home insurance providers may give you a discount of you have it installed, says Moen.

If you don’t have the budget, another solution is the mydlink Whole Home Smart Wi-Fi Water Leak Sensor Starter Kit ($89), which includes two sensors in the box (expandable up to 16) to place around a water heater, washing machine, sump pump, or any spot there could be a potential water leak.

You’ll be immediately notified if a leak is detected, thanks to a loud 100-decibel alarm and flashing lights. A Google smart speaker can announce an issue, too.

If you’re not at home and it detects moisture, you’ll get a notification via an app.


Source: thestar.com/realestate/2023

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Curious how to get the kitchen of your dreams within a narrow space? Here’s the skinny: some careful planning, judicious use of storage and small renovations can give a galley kitchen quite a pop.

The long and narrow galley kitchen traces back to tiny spaces set aside for a single cook to feed the onboard crews of waterborne vessels, both small and large. This style was then passed on to long-distance trains of the early 20th century, where a galley arrangement maximized customer seating while retaining a tight and efficient space for food prep—as long as kitchen workers were few and coordinated. 

In a residential home, the galley kitchen often serves as a space saver. Kitchens were often isolated, out-of-the-way functional places prior to the Great Depression. The galley kitchens of the day were dark with limited amenities and could be rooms away from the dining area. 

 Galley Kitchen Design IdeasPhoto by Jason Briscoe on Unsplash

Today, galley kitchens may be inherited or they may be designed as a preference by serious foodies, seeking a single-function dedicated meal preparation destination. In either case, how you use your kitchen for storage, workflow, and convenience makes the difference between improvised and optimized. Here are some key points to consider to make the most of your galley space.

Galley Kitchen

Plan the flow

Design builds around the kitchen triangle, an aesthetic form and practical function arising from placement of three key kitchen workplaces: the fridge (storage), sink (preparation), and stove (cooking). 

Key to the concept is these three elements are close (but not too close) with countertop space between each workplace. The parallel counters of a double-walled galley split the trio between them. The sink might be centralized on one side with the fridge and stove at either end of the other. Another layout may put the stove on its own. 

The work triangle forms logical divisions of labour in any kitchen. As you optimize a galley kitchen, keep the triangle in mind to help meet your needs and priorities. 

Build around your style

A baker needs room to work and roll out dough before popping things in the oven. Flour, yeast, sugar, measuring cups, and bakeware all make sense near this counter for easy access.

When entrees are top of the menu, roasting pans and spices may be more practical at hand, while baking supplies are relegated to the pantry. Optimize space by putting the most-used items, consumables or tools, near their most-used places. The less you must move to perform the most common tasks, the bigger your galley kitchen feels. 

Consider both workflow and your cooking style before you plan a makeover for your galley, whether you do the renovation yourself or hire a contractor.

Tips and tricks for a galley kitchen

Tips and tricks for a galley kitchen

Using workflow and cooking style as your framework, you can start with the practical elements of optimizing the kitchen. 

Treat your counter space as sacred

Think through the reasons for all items that take up permanent residence on your countertop. Relocate everything possible to another location. Your last cleaning step after every kitchen session should return the counter to its pristine and barren condition, inviting your next meal prep. 

Organizing Kitchen spacePhoto by Photoholgic on Unsplash
 

Use the walls

Even salt and pepper shakers can steal counter space, but they’re no further away in a rack on the wall above your counter. Shelves, spice racks, and utensil holders keep your regular tools at hand while still being out of the way of the pizza dough you’re rolling. 

Compartments with storage in the kitchen

Compartments within storage

Think of this as an expansion of the cutlery organizer or spice rack idea. Use baskets, bins, and organizers in every drawer and cupboard to create dedicated spaces. Oils and vinegars, baking powders and sodas, sugars and sweeteners—there are endless groupings that can help you define clear locations for virtually anything. 

Compact Kitchen appliance

Compact appliances

While it’s nice to own and work with full-size mixers and food processors, be honest about your needs. If you have a compact kitchen, a mega appliance steals proportionately more of your countertop. For instance, immersion blenders are drawer-friendly and even more versatile than countertop versions. 

 Built-in Kitchen appliances

Build it in

If it’s possible in your space, recess appliances like microwaves, convection ovens, and coffee makers into the wall. Even shallow shelves sunken between wall studs can dramatically increase your at-hand capacities. 

Modern Kitchen Lighting

Add light

You won’t want to work in dark corners, so eliminate them. There have never been more options for versatile task lighting. Add LED lights that fit your needs (and budget) to brighten under-used spaces. You can add passive light, too, by choosing light colours for walls, cabinets, and flooring. However, don’t be afraid to add splashes of darker hues. They can give a sense of depth that expands your perceived space. 

Remember, there’s no reason your galley kitchen needs to represent compromise. Using these tips can help make the space you have into the type of kitchen you’ve always wanted. 

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Open House. Open House on Sunday, February 12, 2023 2:00 PM - 4:00 PM

Please visit our Open House at 5959 PINEGLADE CRESCENT in Ottawa. See details here

Open House on Sunday, February 12, 2023 2:00 PM - 4:00 PM

Welcome to 5959 Pineglade, a popular Empire model townhome in the family oriented Chapel Hill South. This CARPET-FREE 3 beds/2.5 baths home is perfect for families. The freshly painted living/dining rooms feature HARDWOOD floors, wood FP & large window & patio door. The large kitchen offers plenty of counter space & SS appl. The 15' long primary bedr will easily fit your king-sized bed & includes a 4 pc ensuite, updated vanity & walk-in closet. 2 other spacious bdrms located at the front & main bathroom with an updated vanity, complete the upper level. The lower level family room features big windows bringing in lots of light, a small den space, and a laundry/utility space. You can easily create a THIRD Full bathroom with the existing installed shower. The fenced backyard has a large 2 tier deck with a BBQ natural gas hook-up ready for your family BBQ. IMPORTANT UPGRADES: Roofing 2021, Furnace/AC 2018, windows 2017. Steps to LongLeaf park. Some pictures are virtually staged. (id:2493)

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When preparing your home for the market, it’s great to know there are some relatively inexpensive improvements that can make a big impact with buyers.

5_thrifty_fix-ups_to_sell_your_homeA few well-placed pieces of décor and a clutter-free home are simple things you can do on a budget to bump up interest in your home. Once the fundamentals of a well-maintained home are taken care of, these easy initiatives can seal the deal.

  1. Declutter your kitchen. Counter space is extremely important for buyers. Be sure to store kitchen items off the counters. Purchase storage baskets in several different sizes to help you clear the decks in a hurry and minimise clutter.

  2. Brighten up storage spaces. Closets and cupboard space are important selling features. You can make the most of what you have by purging unused items and painting a light colour inside cupboards and closets. Adding battery-operated lighting is also an inexpensive way to brighten a dark closet.

  3. Update lighting around the house  While buyers will usually focus on the amount of natural light flooding into your property during a viewing, they’ll also be looking at how your electric lighting is used and how it affects the ambiance of your home.
    Focus on ceiling lights that can be updated with inexpensive newer bright light fixtures. Updating your bathroom vanity light  is also a real winner. Consider replacing any blown bulbs with energy efficient ones. Add lamps or corner lights to rooms that lack natural light

  4. Change your front door. First impressions definitely count with buyers and as the front of your property is the first thing they’ll see, a new front door can really create the wow factor. As well as making a good impression as a design statement, a new front door can also appeal to buyers who are eco-conscious and want a home that is energy efficient. Modern doors are extremely energy efficient, as well as looking great, but even if your budget can’t stretch to a new one, you could add a splash of colour to your existing door if it’s wooden.

  5. Replace interior room doors Quickly and inexpensively brighten hallways and rooms by replacing interior doors and hardware. New white panelled doors and hardware can quickly freshen the home. Look for sales at your local building centre.

  6. Check your flooring. You may be pleasantly surprised by what’s underneath. Even if you don’t like what you see, replacing carpets is one of the most economical improvements you can make when you consider the overall return on your dollar.

  7. Paint. Even high-end interior paints are a bargain when you look at what can be achieved with a fresh new finish. Opt for neutral colours in matte or eggshell finishes to camouflage flaws in walls. Read up on the current trends, too, and use colours that are of the moment, so your property really appeals to design-savvy buyers. Baseboard and door frames will get new life witha white shade of satin, semi-gloss or high-gloss finish. 

  8. Tidy up your bathrooms.Along with the kitchen, buyers will place a large amount of their focus on your bathrooms when looking at your property.And while a new bathroom suite might be out of reach both financially and from a time point of view, there are still plenty of DIY tasks you can take on to present your bathrooms in the best possible way.


Consider:

  1. Replacing any cracked or broken tiles

  2. Refreshing the grouting that has become stained or discoloured

  3. Replacing taps and shower fittings

  4. Adding a storage unit if you have space

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